Measuring risk honestly

You cannot manage what you do not measure. These pages define every metric a professional uses to quantify trading risk — the drawdown family that shows how much pain a strategy inflicts, the risk-adjusted ratios that put return in the context of risk, and the portfolio measures (volatility, beta, correlation, Value at Risk) that describe risk across positions. Each page gives the exact formula, how to read it, how it is used, and — crucially — the specific way it can mislead you.

Risk Metrics: Risk metrics fall into families: drawdown and pain (maximum and average drawdown, recovery factor, Ulcer index), survival (risk of ruin), risk-adjusted return (Sharpe, Sortino, Calmar), and portfolio and tail risk (volatility, beta, correlation, Value at Risk, Conditional VaR, and maximum adverse/favourable excursion). Each has a precise formula and a specific blind spot — Sharpe punishes upside volatility, VaR ignores the tail beyond its quantile — so they are always read together, and never without the drawdown that shows how much risk earned the return.

Maximum Drawdown

Drawdown metric

Maximum drawdown is the largest peak-to-trough percentage decline in account equity over a period, measuring the deepest loss an investor would have …

Average Drawdown

Drawdown metric

Average drawdown is the mean depth of an account's drawdowns, measuring the typical decline below the high-water mark rather than the single deepest …

Recovery Factor

Drawdown metric

Recovery factor is a strategy's net profit divided by its maximum drawdown, expressing how many times the worst peak-to-trough loss the strategy earn…

Risk of Ruin

Survival metric

Risk of ruin is the estimated probability that a sequence of losses drives trading capital below a defined survival threshold before any edge can com…

Sharpe Ratio

Risk-adjusted return

The Sharpe ratio is a risk-adjusted return measure equal to a strategy's return in excess of the risk-free rate divided by the standard deviation of …

Sortino Ratio

Risk-adjusted return

The Sortino ratio is a risk-adjusted return measure equal to a strategy's excess return divided by its downside deviation, counting only harmful down…

Calmar Ratio

Risk-adjusted return

The Calmar ratio is a risk-adjusted return measure equal to a strategy's annualised return (CAGR) divided by the absolute value of its maximum drawdo…

Ulcer Index

Drawdown metric

The Ulcer Index is a measure of downside risk equal to the square root of the mean of squared percentage drawdowns, capturing both the depth and the …

Portfolio Volatility

Portfolio metric

Portfolio volatility is the standard deviation of a portfolio's returns, and unlike the volatility of a single asset it depends not only on each posi…

Beta

Risk metric

Beta measures the sensitivity of an asset's returns to the market's returns, equal to the covariance of the asset with the market divided by the mark…

Correlation

Portfolio metric

Correlation is a standardised measure of how strongly two return series move together, defined as their covariance divided by the product of their st…

Value at Risk (VaR)

Tail metric

Value at Risk (VaR) is the loss that a portfolio is not expected to exceed over a given horizon at a given confidence level, so a one-day 95 percent …

Conditional VaR (Expected Shortfall)

Tail metric

Conditional Value at Risk (CVaR), also called Expected Shortfall, is the average loss suffered on the occasions when the loss exceeds the Value at Ri…

Maximum Adverse Excursion

Trade metric

Maximum Adverse Excursion (MAE) is the largest unrealised loss a trade reaches at any point between entry and exit, measuring how far the position mo…

Maximum Favorable Excursion

Trade metric

Maximum Favorable Excursion (MFE) is the largest unrealised profit a trade reaches at any point between entry and exit, measuring how much profit was…

Frequently asked questions

What is the most important risk metric?
No single metric suffices. Maximum drawdown and risk of ruin describe survival, risk-adjusted ratios like Sharpe and Sortino put return in context, and portfolio measures like Value at Risk and correlation describe risk across positions. Professionals read a drawdown measure, a risk-adjusted ratio and a portfolio-risk measure together, weighting survival most heavily.
What is the difference between Sharpe and Sortino?
Both divide excess return by a measure of volatility, but Sharpe uses total volatility while Sortino uses only downside deviation. Sortino therefore does not penalise a strategy for large upside moves, which makes it a fairer measure for asymmetric or trend-following returns; Sharpe remains the more common benchmark.
What is Value at Risk?
Value at Risk (VaR) estimates the loss that will not be exceeded over a given horizon at a given confidence level — for example, a 1-day 95% VaR of ₹20,000 means losses should stay under ₹20,000 on 95% of days. Its blind spot is the other 5%: VaR says nothing about how bad the tail beyond it is, which is why it is paired with Conditional VaR.
Educational content only — not investment advice. See our Risk Disclosure.